Frequently Asked Questions - Top Rated Personal Loans

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Frequently Asked Questions

How much will I be able to borrow?

The amount that a lender will offer an applicant can vary based on many factors, such as their term of employment and any current credit commitments. We offer personal loans from £1,000 to £20,000 but will use the information given to ensure they are lending money responsibly.

How long will it take to repay the loan?

The term of the loan can vary depending on how much you're looking to borrow. Our loan terms can vary between 12 – 72 months.

What is a Representative APR?

In layman's terms, a representative rate is an overall snapshot of what lenders can expect to pay in interest. However, as different lenders will meet different levels of criteria, this can alter dramatically.

What information will I need to apply?

In order to apply for a loan with Top Rated Personal Loan, you will need to have the following information to hand.

  • Details of your income, along with any amounts you must pay in relation to rent or a mortgage.

  • A home telephone number (must be a landline)

  • Details of your residence over the last three years

  • The name and address of your employer

Other Information

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