Receive Your Instant Decision Loan Today!
low interest, and quick decisions!
You will know within hours if you have been accepted for a personal loan.
We charge no fees!
Choose a repayment period that suits you and your needs.
We are located in the UK and tailor to UK customers only.
Nobody wants to spend ages filling out a form online. This is why we have done our best to create an application process that can be completed within minutes.
It doesn't stop there...
We take customer satisfaction very seriously and want you to receive the best deal without having to wait so long for your decision. This is why we give instant loan decisions, and you can even receive the money into your account on the very same day!Get Started
If this is your first time taking out a loan, you may not know who to turn to. Our goal is to make the the lending process as easy and comfortable as possible, so you can experience great customer experience from the second you land on our page, to the second you leave!
We pride ourselves on finding the best rate on your personal loans, so you don't have to! We aim to provide:
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Watch our quick video explaining how we can help you get an instant decision on your loan application.
If this is your first time applying for a personal loan, or it's been some time since you made an application, it's understandable that you may not be aware of what's entailed. Top Rated Personal Loans wants to ensure that all applicants know what to expect during and following a loan application, which is why we have put together a short video explaining the important elements of the application process.
Applying for a loan with Top Rated Personal Loans is a straightforward endeavour. All you need to do is complete the online form and you will be matched with lenders that are able to offer you a loan. During the application process, the lender will ensure that you fully understand the terms and conditions of the loan, including the repayments and the interest being charged.Watch the video
To qualify for a loan with us, you should be able to meet the following:
A UK passport or birth certificate will be required as proof.
You must be in employment to receive one of our loans.
You will need to own a credit or debit card.
You will need to be over 18 to qualify.
Applying through Top Rated Personal Loans is stress-free. All you have to do is fill in our short application form. What's more, you don't have to pick up the phone!'
We search a panel of over 80 lenders, so that we can deliver you the best deal. Our decisions are also very quick, so you are informed in seconds whether you have been accepted or not.
Most lenders will deposit the money directly into your account, within only 24 hours!
I found the process really quick and easy, and the team were really helpful! Will definitely use again!