Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Instant decision loans from £100 to £2,500

Get the cash sent to your account in 15 mins!*

Choose from £100 to £2,500


The minimum loan is £100.
Please enter an amount between £100 and £2,500

The maximum loan is £2500.
Please enter an amount between £100 and £2,500.

Our loans can be from 3 months to 18 months.

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We Don’t Charge Fees

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*Once approved, your cash will be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

We’re a fully regulated and authorised credit broker and not a lender.

We compare smalll loans from over 80 lenders to get you the lowest APR possible.

Representative example: amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% pa (fixed). 278% APR Representative.

Customer Feedback

Excellent service, Loans in UK helped me find a really low interest rate loan and the money was in my account within 15 minutes. Would highly recommend to friends and family.

Jakub Kowalczyk

Independent Customer Review

Loans in UK Explained in 30 seconds

Watch our quick video explaining how we can help you get an instant decision on your loan application.

When you’re looking for a loan, it’s easy to become confused by all the rules and regulations, while not fully understanding how a particular loan works. While many are knowledgeable regarding the world of finance, those who are new to the industry may struggle to find a lender that offers a service tailored to their particular needs.

The same can be said for lenders. While there are a number of companies who operate morally and offer excellent customer service, there can be more unsavoury lenders who look to manipulate customers.

Evidently, it can be a worrying endeavour, bur fortunately there is a solution that works for everyone.

Get an instant loan decision online up to £2,500 today*

There was a time when a loan application could be a enduring process. However, thanks to the popularity of the online world, it is now possible to fill out an application in mere minutes. As well as offering a simple form to complete, Top Rated Personal Loans will also give you an instant decision regarding the decision.

About Top Rated Personal Loans

Regardless of whether you’ve taken a loan out in the past, or this is your first time, there can be a lot of confusion in the world of finance. Some may struggle to ascertain how much will be paid back, whereas others are unsure of who to turn to when they’re in need of a personal loan.

As there are many lenders out there, carrying out the research yourself can be a time- consuming endeavour. Fortunately, there is an alternative options that looks to get you the best deal, as well as a reputable lender.

Top Rated Personal Loans is a broker that looks to offer applicants a lender that is tailored towards their needs. This ensures that acceptance is more likely, and that the terms on offer suit your current situation.

Our aim is to get you the best loan at the lowest rate, it’s that simple.

  • Borrow between £100 to £2,500
  • All credit histories considered
  • No hidden costs or fees
  • No paperwork, fill in one simple online form
  • Same day, cash loans, 24/7
  • Confidential and secure, 256 bit data encryption
  • 100% no obligation quote

UK Postal Address:

  • 44-46 Windsor Road,
    SL1 2EJ
    United Kingdom

Need More Information?

Whether it’s a £100 or £2,500 we’re here to help. Below are a number of guides to help you get the most from Loans In UK.

Get an Instant Loan Decision

No paperwork, fill in one simple online form

Apply Now

Do I Qualify?

If you can say YES to all of the following, then you can apply for a Loan In UK Loan:

  • Are you over 18 years of age?
  • Are you a UK resident?
  • Are you employed?
  • Is your salary paid directly into your bank account?
  • Are you paid more than £750 per month after tax?
  • Do you have a valid bank account with debit card?

How it Works

The chances of you getting a loan are higher with Loans in UK as we have a team of professionals who you can turn to for help. As we work with a host of reputable lenders, you needn’t go through the hassle of applying for a loan with different lenders. Not only is it easy to apply for a loan with us, but we also offer a free service.

At Loans in UK we specialise in finding the right loan that meets the needs of all customers ranging from those who have a perfect score to those with less than average credit score. All you have to do is apply for a loan with us, and we will look for the best lender for your loan. Most of our lenders will sanction and give you your money on the same day of the loan application. Some, in fact, get your loan passed within 15 minutes! Once the loan is sanctioned, you just have to repay the loan based on your own terms and interest the lender charges.

The loan application process is so easy; all it takes is 5 minutes to get a decision. You just have to be employed and capable of repaying the loan within your chosen term. In addition to this, you need to be 18 years old or more, and have a valid bank account with debit card.

Frequently Asked Questions

Can I complete the entire loan process online without coming into a store?

Yes. At most, many of the lenders will only ask to speak via the telephone to verify your details. There is however no obligations with Loans in UK as we use the latest online technology to create a streamlined process which anyone can use to get a loan if they qualify for it.

How do I repay my loan after receiving it?

You needn’t worry about this, when your loan application is accepted; the lender will help to ensure you clearly understand everything about the loan, including its repayment schedule. You will be redirected to the lender’s own webpage where you find clear and thorough details of the next step to take once you are accepted for the loan.

What is the maximum amount I can borrow?

The exact amount you will be able to borrow depends specifically on your personal circumstances. It differs between lenders but is generally found to range between £100 to £2,500.

How long will I have to wait to get it? I need money urgently.

You needn’t wait for long as the wonders of computer validation may both qualify you for the loan, and also make sure you receive the money in your account within the same day. This is really exciting to see and conceptualise as it means that you can easily get money to meet any urgent financial commitments you may have.

What can the loan be used for?

You can use the money for anything you want as there are no restrictions on how you use the money. However, you need to remember that small loans are specifically designed to be used only in emergencies and should not be used unnecessarily.

What happens if I do not pay back the loan amount on time?

Personal and financial circumstances constantly change. So in case you do get into a problem and find it difficult paying back the loan on time, all you have to do is get in touch with the lender who had approved your loan so that you can explain what had happened, and your situation. However, avoiding lenders only creates more problems; instead, it is better to contact them as they will always have a solution for any problem.

Do you need any documents?

As the application is a 100% online process, you don’t usually need documents. It’s only in a few cases that you may be asked for verification documentation.

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