20 Ways for Seniors to Easily Save Money – Part 3
Today, we continue looking into the different opportunities that Senior citizens can take advantage of if they want to save money after retirement and without much effort. In the past couple of articles, we already took an in-depth look at a few of these and learned how performing even the smallest change in your spending behavior on some respects can save you some considerable amounts of cash.
Not only that, but in doing so you can avoid completely the need for applying for a personal loan or other kind of financial aid thanks to the savings you can generate.
That said, let’s continue our look at the remaining ways in which any Senior citizen can gain substantial savings.
11. Unplug any Devices You Don’t Use:
This one might sound kind of obvious, but it is really surprising how few people implement this advice. This is also another mistake that Seniors tend to make. If as a senior citizen you stay at home most of the day, then you can have complete control over which devices remain plugged and when. There are in fact quite a few devices in every home that always use even a little bit of power, so just unplug most of them and you will see an immediate positive impact as soon as on your next monthly bill. So make sure to plug things only when you need them.
12. Manage the Heat:
This one might also sound like a no-brainer, but it can be surprising to learn the amount of people who don’t manage the heating devices at home. A few examples of this are hot-water radiators, which can have several air pockets built up in them. Regular room heaters are also some of the major culprits for excessive electricity bills. The good thing about these is that most of them can be regulated by room, so make sure to turn on heat only for the rooms needed and when needed to avoid needing to apply for personal loans to pay for your electricity bill!
13. Programmable Thermostats are Your Friends:
To have even more control over the heating devices you might have at home, you can choose to have a smart thermostat that helps you manage this when you are not present. Thermostats that take care of your heating can be a great convenience, and with the latest advancements in technology and design, some of these, like the popular NEST thermostat, are becoming increasingly popular. You should definitely try out any of these and completely forget about controlling your home’s heat.
14. Get Rid of Your Home Phone:
As you might have noticed, cell phones in general and smartphones in particular are becoming increasingly popular and widespread. What is even more, in the case of smartphones, these can connect with other devices, like computers and tablets, so it is becoming increasingly easy to stay connected.
Because of this, if you still have a landline at home, you should seriously consider getting rid of it and start relying solely on your cell phone or smartphone instead. Who knows? perhaps getting a personal loan to get a tablet or the latest smartphone can be a better investment that keep paying for that old landline.
15. Try Out Some Generic Brands:
While shopping fro brand items will aways bring a sense of security and quality, that doesn’t mean that generic brands are bad or not reliable. In fact generic store brands are seeing a resurgence in sales and popularity due to the hard economic times faced by the country a few years ago. The same goes for medical prescriptions, since branded drugs are all but identical in their composition to most generic versions available on the market.
And there you go for today. As you see, there is no reason for you to incur in any personal loan or other kind of debt for you to lead a very comfortable and worry-free lifestyle. All you need to do is make smart choices and your savings will always increase as a result.